Analysis of a Scam

Scams can happen to anyone, including IT companies like PCMDX.

Let’s look at a recent scam that someone tried on us and how we were able to determine it to be a scam.

On 8/17/16 at 2:59pm we received a text from 12025564828 that read:

“+12509000912 – Are you available to repair computers and please let me have your email so I can email you all details of my request.Contact Robert Gates on (737) 210-7809 & rg757711@gmail.com.”  (quotations put in by us).

Seemed OK, and we receive e-mails requesting repair quotes often, so we replied with our e-mail address.

On 8/19/16 at 12:09pm we received the same e-mail with one addition:

“+12509000912 – Are you available to repair computers and please let me have your email so I can email you all details of my request.Contact Robert Gates on (737) 210-7809 & rg757711@gmail.com.”

On 8/18/16 we received this e-mail from Robert Gates:

Hello,
 Thanks  for your  reply. I have some Hp PCs(Intel Pentium M) since we currently have a major breakdown on most of our systems and I thought it was best to have a general upgrade and maintenance. (I will be providing the software needed). Below are the things needed to be done one 
on each laptops:
1 Format Hard Drive
2 Install Window 7 with Service Pack 1 (sp1)
3 Install Microsoft Office Package
4 AVG Virus Software  (Free Lifetime Updates)
5 Adobe Acrobat Reader
6 Laptop Cleaning of the keyboard, screen and other case.
7 Diagnostics of the entire system after to check hard, CD Rom, floppy, etc.
The Laptops are in California  and will be shipped over to you from there.I am contacting you because we are about to have a  branch office there in  your  city 
We will move the  Computers to you  and after  fixing, they will be shipped to out branch office there this is why i’m  searching local  Computer expert  to fix it there. 
I have a reliable shipper whose service I’ ll employ to bring down the laptops. The shipper will bring down as well as pickup the laptops when you are done with fixing them. My shipper will be coming with the necessary Software for the installations of the Computers with both the Operating System,Microsoft Office and the Anti-virus for each computers .  Also the windows CD’s are licensed and i have all the other software mentioned available.
So the question is can you really carry out this task from your place presently?Get back to me with your total cost for the services of 6 units of Hp PCs(Intel Pentium M). Please note that i have all the software with the licenses available with me for the job.I await your urgent response so that i can put the arrangement in order. Hope to read from you at your soonest convenience.
Best Regards,
The language seemed a little strange.  Let’s break it down:
Hello,
 Thanks  for your  reply. I have some Hp PCs(Intel Pentium M) since we currently have a major breakdown on most of our systems [this makes no sense] and I thought it was best to have a general upgrade and maintenance. (I will be providing the software needed). Below are the things needed to be done one 
on each laptops [again, this makes no sense]:
1 Format Hard Drive
2 Install Window 7 with Service Pack 1 (sp1) [Should read “Windows”]
3 Install Microsoft Office Package
4 AVG Virus Software  (Free Lifetime Updates)
5 Adobe Acrobat Reader
6 Laptop Cleaning of the keyboard, screen and other case. [Probably meant “outer” instead of “other”.  Punctuation errors]
7 Diagnostics of the entire system after to check hard, CD Rom, floppy, etc. [This is done before 1-6, not after]
The Laptops are in California  and will be shipped over to you from there.I am contacting you because we are about to have a  branch office there in  your  city We will move the  Computers to you  and after  fixing, they will be shipped to out branch office there this is why i’m  searching local  Computer expert  to fix it there. [This is riddled with punctuation and grammar errors.  Where is the city? ]
I have a reliable shipper whose service I’ ll employ to bring down the laptops. The shipper will bring down as well as pickup the laptops when you are done with fixing them. My shipper will be coming with the necessary Software for the installations of the Computers with both the Operating System,Microsoft Office and the Anti-virus for each computers .  Also the windows CD’s are licensed and i have all the other software mentioned available.  [This is riddled with punctuation and grammar errors. Why make a point of the license?]
So the question is can you really carry out this task from your place presently?Get back to me with your total cost for the services of 6 units of Hp PCs(Intel Pentium M). Please note that i have all the software with the licenses available with me for the job.I await your urgent response so that i can put the arrangement in order. Hope to read from you at your soonest convenience.  [This is riddled with punctuation and grammar errors. Again, the point of the license.  Urgent?]
Best Regards,
Warning Number 1 when suspecting a scam is taking place:  Grammar.  Spelling.  Punctuation.
These scams are perpetrated by people who’s native language is not English.  Since English is their second or third language,  or perhaps their Google Translate version of English, there will be mistakes.
A legitimate company will NOT make this many errors.
Warning Number 2:  Vagueness
Where in California is he based?  Where is the city where his “new office” is opening?  A Gmail address with letters and number?  Too vague.
Next step to confirm a scam is to check the wording by Googling a sentence.  These people use a template, often changing just a couple of items, so it’s possible to find a report of a scam that occured in the past.
We Googled: Get back to me with your total cost for the services of 6 units of Hp PCs
which returned this page:
https://www.scamwarners.com/forum/viewtopic.php?f=43&t=24038&start=30
One post in this forum showed the following e-mail had been sent to the reporting person on 6/12/12:
Hello, i want to know if you still repair computer because i have issues which i need you to resolve.

Second email:

Thanks for reply I’ve got some Pentium-D dell laptops that needs to be fix. Below are the things needed to be done one on each laptops.

1. Format Hard Drive
2. Install Win XP with Service Pack 3
3. Microsoft Office Package
4. AVG Virus Software (Free Lifetime Updates) 5. Adobe Acrobat 6. Diagnostics of the entire system ( i. e. check hard, cdrom, floppy, etc.)

The Laptops are ten 10 in number and will be shipped over to you from there I have a reliable shipper whose service I’ ll employ to bring down the laptops. The shipper will bring down as well as pickup the laptops when you are done with fixing them.

Also the windows CD’ s are licensed and i have all the other software’s mentioned available. So the question is can you really carry out this task from your place presently? Get back to me with your total cost for the services of 10 units. Please note that i have all the software with the licenses available with me for the job.

Regards.

Hmm…coincidence?  We think not.
The above link shows that in fact it is an ongoing fraud.
On 8/23/16 Mr. “Gates” attempted to find out the status.  We replied with the link.  Hopefully he’s moving on.
If you suspect something fraudulent, don’t give ANY information out.  If you need a cybersecurity specialist, contact us today.

The Art of the Trojan

“Hi, I think my computer has been hacked.  Can you help me?”

This is probably the most common call we receive from PC clients on a weekly basis.  The correct term is most likely not “hacked”, but “infected” with some sort of malware, or malicious software.

Malware comes in many different varieties, including viruses, worms, and Trojans.  The main difference between these is that a Trojan needs your help in doing its job.  Without you doing something, like clicking on a link or opening an e-mail, the Trojan is completely harmless.

Here’s a great article detailing what a Trojan is, and how it works.

Now, how do you stop a Trojan?  The easiest way is to NOT DO WHAT IT WANTS YOU TO DO.  Over the past few days a Google Chrome Trojan has been making the rounds.  If you’re using Chrome, you’ll go to a web site and a second window will open displaying the Chrome logo along with “Urgent Chrome Update”, and a download button.

Chrome_scam_8-1-2016 1-43-21 PM_half

Chrome won’t update this way, however, the bad guys are hoping you don’t know that and will simply click on the blue button.  Before clicking on any link, look at the address bar, or hover over the link to see where it takes you.  If you’ll look at the red arrow, you’ll see that it’s on a site called ahtaeeredidit (dot) org.  Does that sound like Chrome or Google (owners of Chrome)?  So what do you do?  First, don’t click on it.  Second, close the window or tab.

If you do click on it, the result will be that you’ll get infected with the Trojan, which can be something that you won’t even realize is happening (your computer becomes a surrogate sender of Spam), to all of your important files becoming encrypted and, unless you pay a ransom to the sender of the Trojan, losing your files.  This is called Ransomware.  As always, we recommend a good backup of your system.

Remember, by hovering over a link you can see where it wants to take you before you click on it.  If it looks garbled, confusing, or simply suspicious, DON’T CLICK ON IT!

PCMDX specializes in both malware removal or, even better, malware prevention.  Using the right software, we can prevent most malware from even happening, including Trojans.  We say “most” because there are new attacks being developed daily, so the second thing we highly recommend is doing a good backup.

We recommend two types of backup.  First, an image backup, and second a off-site cloud backup of your files.  Ask yourself this question:  “Is there anything on your computer that you absolutely, positively cannot live without?”  If the answer is yes and you don’t have a backup plan, contact us today.  It’s cheaper than you think and far less costly than if you lose your files to computer failure or malware attack.

 

 

Windows 10 Automatic Upgrades Getting Aggressive

Over the past month Microsoft has been getting aggressive with their Windows 10 “auto-upgrades”.  We call it an auto-upgrade because the user doesn’t seem to have a choice on the upgrade.  They will walk away from their PC and when they come back they’ve been upgraded without doing anything to start the process.

We’re sticking with your recommendation:  If you have Windows 7, stick with Windows 7 until 2020, when Windows 7 comes to end-of-life.  If you have Windows 8, go ahead and upgrade to Windows 10.  Microsoft is giving a deadline of July 29, 2016 as the date of the upgrade being free, so do it before then.

There’s been some adverse consequences for Microsoft for the auto-upgrades.  Some might say these were costly in nature for Microsoft.  Because of this, Microsoft has throttled back on their forcefulness in installing the upgrade, however, this is not been 100% true so far.

Remember, you do have 30 days to go back to the previous operating system, but the reversal doesn’t always work.

Because of this, we’re recommending the following install:  Go to www.grc.com/Never10.htm and select the green “Download Now” button.  Download the small file, and then go open it.  This will open up a window that will have to options on it.  The writing initially will be in a ref font and will read “Windows 10 Upgrade is ENABLED for this system!”.  Click on the button at the bottom of the window that reads “Disable Win10 Upgrade”.  The writing will change to “Windows 10 Upgrade is DISABLED for this system!” in green font.  By saving the file, you can always go back if you want to upgrade to Windows 10.

If you’ve been upgraded, and things aren’t working anymore, give us a call.  Some programs are NOT compatible with Windows 10, so be prepared to upgrade if you’ve been upgraded and you can’t go back.

Ransomware: Time to Pay Attention or Pay Big Bucks

This post is a very long one, but it’s important you read every word if your data is important.

If you follow us on Facebook.com/pcmdx you know we’ve posted twice over the past month about ransomware attacks that we’ve been called to.

The attacks usually use the same method.  The user will receive an e-mail from an unknown sender and it will have the subject line of “Invoice Attached” or something similar.  The word invoice is the common denominator.

The user will look at the e-mail and see that it asks them to open the attached Word document, which is the “invoice”.  When they open the document, the ransomware attack begins, however, it is not noticeable to the user.

These particular attacks encrypted all of the users Office files (Excel, Word, Powerpoint, Access, Outlook PST) files.  It did not encrypt any PDF files or any image files, which usually would have been encrypted as well.

The user will notice that the attack has taken place when they attempt to open one of the files and the Windows program selector launches.  This is the Windows feature that comes up when you attempt to open a file and no program is associated with it, meaning it doesn’t know what program to use to open the file and it asks you to choose one.  In this case, there’s no program to launch an encrypted file.

We were called to attempt to recover the files and to remove the malware that encrypted the files.

The ransomware senders (we’ll call them the “bad guys”), usually have the ransomware program generate a text file that it leaves in each directory that has files that were encrypted.  We found this text file in all of the directories with Office files, as well as the Desktop.

The text file is the “ransom note”.  It explains what happened to the user’s files, and details how the files can be decrypted back to a usable state.

In a nutshell, the bad guys want a payment made via Bitcoin, usually ranging from a few hundred dollars to several thousand.

Although not always the case, once the ransom is paid, the decryption code is sent via e-mail.  Once the code is entered, the files are decrypted and are usable again.  It should be noted that this is some of the time, not all of the time.

In two of the cases, the ransom was not paid and the users accepted the fact that the files were gone.

In one of the cases the user felt that they needed the files, there was no backup, so they agreed to pay the ransom, although we recommended against doing so.  The payment process took about three hours to complete.

It included opening a Bitcoin wallet, which is a software based wallet.  Once the wallet was created, Bitcoin needed to be purchased.  We found a seller in Tennessee who would sell the amount of Bitcoin needed (B 0.74, which was about $350, the amount of the ransom).  Since there’s a trust issue between seller and buyer, the only way to pay the seller was to go to a Western Union type facility and wire the money.  In this particular case, the Walmart 2 Walmart method was chosen.  For those of you who don’t know what that is (and we didn’t know until this episode), you go to Walmart, fill out a form with the recipient’s name, address and phone number, give Walmart the cash amount, they then wire it to the Walmart closest to the recipient, who then picks it up.

Once the seller has been paid, he places the Bitcoin in an electronic escrow account, which the Bitcoin buyer then accesses and sends to his electronic wallet.  Once this has been completed, he sends the ransom Bitcoin amount to the wallet of the bad guys, which is given to him in the ransom note.  Once the bad guys confirm receipt, they provide a program to decrypt the files.  If this sounds complicated, it is.  Very complicated.

With this client, we received the decrypt program, ran it and it responded that the ransom had not been paid, therefore it shut down, without decrypting any files.

As odd as this may sound, the bad guys did have a “support” form on their web site where one could ask for help if the files didn’t decrypt.  We used this form and they responded by asking that we submit five of the encrypted files to them and they would send a new decrypt program.  Based on the timestamp of the response, we determined that they were in western Europe.

They provided a web site address to send the files to, but it required their e-mail address in order to send, which they refused to give, so we were unable to send the files.  After a back and forth requesting their e-mail address, they blocked any further conversation, so the episode was closed.

The client lost his files.  The client lost his ransom money.  The moral of the story is DON’T PAY THE RANSOM AND MAKE SURE YOUR FILES ARE BACKED UP! (PCMDX had recommended that they do not pay the ransom, however the client insisted).

The latest type of ransomware goes a step further.  It doesn’t encrypt the files.  It encrypts the entire hard drive, so nothing is usable.  Unless you have an backup image of your hard drive, you won’t even be able to log into Windows.

So what can you do to prevent ransomware from ruining your day, or your year?

First, ask yourself one simple question:  “Is there anything on my computer that I cannot absolutely, positively live without?”  If the answer is “Yes”, then you need to take steps to protect yourself against malware (including viruses, ransomware, Trojans, worms, rootkits, etc), hardware failures,  data theft, and other data losing issues.

The very first thing you need to do is to make sure you have a backup of your system.  PCMDX uses and installs two backup strategies, an image based backup and a file based backup.

An image based backup consists of an image, or “picture”, of you hard drive.  The backup software makes an exact replica of your hard drive.  In the event of failure or loss, the backup software recreates the hard drive onto another hard drive.  Think of it like cloning your hard drive.

PCMDX believes this to be a better system for one main reason:  time savings.

A conventional backup copies only the data from a hard drive.  Let’s say there’s a failure of the hard drive.  Here’s the recovery steps:  reinstall the hard drive, reinstall the operating system, reinstall the updates and patches,  reinstall the programs,  copy the data from the backup.  This could take hours, perhaps days until completed.

If there’s a hardware failure on a computer with an imaged backup, here’s the recovery steps:  reinstall the hard drive, insert rescue disk, point to image location, begin restoration.  45-60 minutes later it’s like nothing happened to the computer in the first place.  Everything is as it was when the image was created.

Depending on the software used, individual files can also be recovered from an image.  This is great if a user accidentally deletes a file.

The cost of setting up a backup system is less than what would be paid if there’s a ransomware attack.

We cannot emphasize the two following points enough:

  1.  Have a backup plan in place.  If you don’t know how to implement one, call PCMDX today.  We’re not talking about backing up one or two files on a thumbdrive (although that’s better than nothing).  We’re talking about backing up your system, and other systems in your network in case of disaster.  Again, if you answer the question “Is there anything on this computer that I cannot live without” with a “yes” answer, and you don’t have a backup plan in place, you need to create one today.
  2. NEVER open any attachments from senders you don’t know, from senders you’re not expecting anything from, from e-mails that are vague in nature or have spelling and/or grammar errors in the body of the e-mail.  If in doubt, call the sender and ask them if they sent you an attachment.
  3. If you’re hit, DON’T PAY THE RANSOM.  Our latest experience proves that even after you pay it, you’re dealing with people who have no ethics, no morals, no sense of right and wrong, and very poor command of the English language.  Your files are lost and paying the ransom simply adds to the cost of fixing the problem without recovering your data.

One other bit of information:  If your PC is on a business network, and you have networked drives (places on a server where you can access your files), including Dropbox, OneDrive, and Google Drive, those files can be encrypted as well.  Make sure they are also part of the backup plan.

Feel free to share this with your friends.

 

 

What exactly is “the cloud” and why should you care?

So many of our clients have heard of “the cloud” buy don’t know what it is, how it works, and why they should care about it.

Let’s take a look at the answers to these questions.  First, what is “the cloud”?  When a network diagram is drawn, one of the items on the diagram is the Internet.  The Internet is represented on the diagram by a basic drawing of a cloud.  So, anything that is not on the local network, inside the building(s) is considered to be on the internet, hence the term “the cloud”.  Anything not local (on the PC, or on a server located in the building) is on “the cloud”.  We can have software running on the cloud (Google Docs, Microsoft Office 365, Adobe applications, etc.).  We can also have storage on the cloud (Dropbox, OneDrive, Google Drive, iCloud).

How does it work?  Simple.  You install the client software from the cloud provider, enter a user name and password and you’re on the cloud.  Now, whatever you place into the folders on your cloud drive is on the cloud.  If your computer were to stop working, anything stored on the cloud would still be accessible from another computer.  If you have more than one device (a device is anything that can access the internet including a computer – PC or Mac, smartphone, tablet, game console, etc.) you can access your cloud data from any of these, provided you have the user name and password.

So is it safe to store things on the cloud?  It’s probably safer on the cloud than it is on your local device.  Malware Bytes just wrote an exceptional article outlining the safety of storing things on the cloud, which is well worth the read.

Here are some tips from the article:

If you’re ready to store data on the cloud, we suggest you use a cloud service with multi-factor authentication and encryption. In addition, follow these best practices to help keep your data on the cloud secure:

  • Use hardcore passwords: Long and randomized passwords should be used for data stored on the cloud. Don’t use the same password twice.
  • Back up files in different cloud accounts: Don’t put all your important data in one place.
  • Practice smart browsing: If you’re accessing the cloud on a public computer, remember to log out and never save password info.

What’s multi-factor authentication?  Probably one of the very best methods of protecting yourself.  If you own a smartphone, you give the cloud provider the number.  If someone logs into your account from an unknown device, and you have two-factor authentication enabled, before it allows them to log in, a code is sent to the smartphone via text.  Prior to gaining access, the code must be entered.  If the code is wrong or not entered, no access is granted.  It can be done via e-mail also.  Two-factor authentication should be used for any and all sensitive data and sites, including banks and credit card sites.

What’s encryption?  Encryption is where the data stored is encrypted, meaning that it’s useless unless the public and private keys are used to decrypt it.  Anytime you see the “https://” before a web site URL, the data is encrypted.  This prevents the bad guys from taking a hard drive containing data and simply hooking it up to a computer and reading it.

Hardcore Passwords:  In Alabama the most popular password is : rolltide.  Second most popular is: wareagle.  If you’re using either one of these, or variations of them, change them.  Now.  Don’t use your spouses name, your child’s name, your pet’s name, your birthday, or any word that can be found in the dictionary (combining words is OK).  Your password needs to be at least 8 characters long, contain both upper and lower-case letters, at least one number and one symbol.  The longer, the better.  We prefer passphrases instead of  passwords.  RedDog12! meets the minimum security, however it won’t take long to crack to an expert.  “The red Dog was running on the land with 12 friends!” won’t be cracked anytime soon and meets all of the requirements.  Yes, a space is considered a character.

Different Cloud Accounts:  We use all of the major cloud accounts.  We don’t store all of our data on each.  Some data on one, other data on others.

One neat thing that some cloud providers, like Dropbox, provide is sharing capabilities.  Person A can grant access to a folder in their cloud account to Person B.  Both A and B can look at the files in the folder, but only those files. Person B cannot see anything else on Person A’s account.  This is very useful for parents who have kids in college.  Instead of e-mailing something as an attachment, simply place it in the cloud folder and within microseconds the other person has the file.

This post only touches the very surface of the capabilities of the cloud.

Should you ever need help with your cloud account, or just need help setting one up, contact PCMDX today at pcmdxal@gmail.com or via phone at 205-201-0389.  We’ll service both business and residential accounts, and specialize in security.  And don’t forget to like us on Facebook so you can get updates on important computer and security information.

Wendy’s 4 for $4 may hit more than your waist line

wendys

In January 2016 Wendy’s restaurants reported that they had suffered a breach in their network that handles credit cards.  The report included the following: “As reported in the news media in late January, the Company has engaged cybersecurity experts to conduct a comprehensive investigation into unusual credit card activity related to certain Wendy’s restaurants. Out of the locations investigated to date, some have been found by the cybersecurity experts to have malware on their systems.”

What this basically means is that someone had installed software designed to harvest credit card data (“malware”) on Wendy’s network, which is the same thing that happened at other retailers and restaurants over the course of the last few years.  Our sister site, DontBecomeAnotherTarget.com has a list of many of these merchants.

Some credit unions, according to the article, have said that this breach has already exceeded the fraud that the Target breach caused in 2013.

The worst part?  According to the article, “the restaurant chain hasn’t yet said how long the breach lasted — or indeed if the breach is even fully contained yet.”  What does that mean?  That means you don’t use your credit or debit card at Wendy’s.  Period.

It’s unknown if Wendy’s had passed their latest PCI DSS (Payment Card Industry Data Security Standard) prior to the breach, however post breach they are not compliant, since the malware should have been discovered during the required scans.

If you’re a merchant that takes credit cards, you’re required to be PCI compliant.  We’ve encountered so many merchants who don’t have their own IT department who are under the false impression that they are compliant because they’ve signed (or “attested” online) a form from their credit card processing company indicating that they are compliant.

The credit card processing companies, like every other portion of the credit card chain (Merchant>Processor>Bank) have to be compliant, but each entity is required to do their own PCI Self-Assessment Questionnaire (SAQ).  The credit card processors will have the merchant sign/attest a form that indicates that the merchant knows they have to be PCI Compliant, even if the merchant has no clue what that is.  Once the merchant attests to this, the credit card processor has fulfilled their obligation.  If a breach occurs with the merchant, all the credit card processor has to say is “But you signed that you were PCI compliant” and they’re off the hook.

PC Medics of Alabama (PCMDX) specializes in SMB (Small to Medium Businesses) PCI Compliance.  If you process under 6,000,000 transactions per year, PCMDX can make sure you’re compliant.  If you’re not compliant, we’ll take the necessary steps to make sure you become compliant.  We then take care of your SAQ, and we make sure you remain compliant.

Our client base includes restaurants, dentists, doctors, and various other merchants, so our experienced staff can handle any merchant that takes credit cards.  Call us today for a free visit and estimate on how you Don’t Become Another Target. And if you don’t have a dedicated IT department, we can handle that for your as well, which let’s you concentrate on your business, while we take care of your IT needs.

Windows 10 – Update 3.1

Since we just posted a Windows 10 update, and since Microsoft just made some major changes in the Windows 10 upgrade, we didn’t think we could wait a few weeks until our next Windows 10 post, so we’ll call this “3.1” (for those of you that have been around Windows for a while, there’s some humor in this, unintentional of course)

On Monday, February 1, 2016, Microsoft made the Windows 10 upgrade a “recommended update”.  What does that mean?  Well, it means that when Windows 7, 8 or 8.1 perform automatic updates, Windows 10 may be one of those updates, even if you’re not interested in upgrading.

You’re still given an opportunity to stop the install, however, there is the chance of accidentally installing it.  Of course, Microsoft indicates that if you upgrade and you’re not happy, you can roll back to your previous operating system.  We have found that this does not work all the time.

So how do you prevent this from happening?  Go to Control Panel>Windows Update.  Once in the main screen of Windows Update, uncheck the option that reads “Give me recommended updates the same way I receive important updates”.  That will prevent the Windows 10 update from launching.

For now.

 

Windows 10 – Update 3

The questions about Windows 10 upgrade have not stopped.  We get them daily.

“What do you think of Windows 10?”

“My computer keeps bugging me about upgrading.  Should I?”

“Do you think it’s time to upgrade yet?”

It’s looks very pretty.  No.  And No.

We’ve talked about the upgrades in our two previous posts (Part 1 and Part 2)

In their latest campaign to convince users to upgrade, Microsoft has taken to SMB (Small to Medium sized Businesses).  They have a Facebook post that features a video that shows the benefits of upgrading to Windows 10.  Here’s the part that bothers us about the video:

About a minute in, the “Microsoft Spokesperson” shows a business how easy it is to upgrade.  He sits in front of the PC surrounded by “employees” of the company, clicks on the Windows button in the system tray, it launches the upgrade process.  The he says “Just agree to the terms and conditions and you’re done!”.  They all go to lunch and by the time they get back they live happily ever after since the Windows 10 upgrade is complete.

OK, let’s get out of make-believe land and back to reality.

We all have done it.  Most of the time we continue to do it.  We’re used to doing it.  What?  Agreeing to the Terms and Conditions without reading them.

But in this case, is it the right thing to do?  Needless to say, we’re required to accept the terms and conditions on any software that we install, but all those pages contain information that may be good to know.  Especially in this case.

Windows 10 offers two types of install, Express and Custom.  Express means you agree to the terms and conditions, and accept all of the default settings.  For those of you who haven’t seen the default settings, many of them include a feature that sends information back to Microsoft.  Microsoft uses this information to deliver a more personal experience.  In the Express settings mode, this includes a variety of tracking software.

Microsoft has said they’ve discontinued the practice of tracking everything.  However, they just released the latest stats on Windows 10:

“Here’s the list of milestones that Microsoft just achieved:
  • People spent over 11 Billion hours on Windows 10 in December 2015.
  • More than 44.5 Billion minutes were spent in Microsoft Edge across Windows 10 devices in December alone.
  • Windows 10 users asked Cortana over 2.5 Billion questions since launch.
  • About 30 percent more Bing search queries per Windows 10 device compared to prior versions of Windows.
  • Over 82 Billion photographs were viewed in the Windows 10 Photo application.
  • Gamers spent more than 4 Billion hours playing PC games on Windows 10 OS.
  • Gamers streamed more than 6.6 Million hours of Xbox One games to Windows 10 PCs.”

How do they know this?  Hmmm….

PCMDX clients know that we’re huge advocates of Microsoft, however our main focus is privacy and security.  Yes, if “they” want it, “they” will get it, however, we don’t have to leave the door not only unlocked, but open for them.

No, at this time we’re not recommending that those of you using Windows 7 upgrade to Windows 10.  Those of you using Windows 8 or 8.1 will have to decide if privacy or usability is more important.  We’re writing this post on a Windows 10 laptop (it came with the laptop).  It’s much more user friendly than Windows 8.  But we turned off all of the data mining features that we could turn off.

Is this the best operating system that Microsoft has released?  The word “best” is subjective.  What’s best for you may be different than what’s best for us.  Is it the most feature packed?  Absolutely.  Is it powerful in today’s internet world.  Yes.  If you use a PC to check e-mail, update your Facebook status, and surf the web, then there will be little difference between Windows 10 and Windows 7.

But wait!  Microsoft just issued a warning to those who use Windows 7.

And the latest information tells us that Microsoft will start to make the Windows 10 upgrade a “Recommended Update”.  What does that mean?  Glad you asked.  It simply means that if you have your Windows Update settings set to install all updates automatically, it will install the files even if you’re not interested.  This means if you don’t want it, you’ll have to turn off the automatic update function and go to “Notify me of updates but let me decide to download and install them” in the Windows Update settings in Control Panel.  Which means that you’ll need to make sure you install the important updates at least once a month.

Stay tuned.  Microsoft wants you to have Windows 10.

Your credit card got hacked…how did it happen?

We read every day stories about people’s credit cards that were “hacked”.  We put the word hacked in quotes because it’s really not the correct term.  The better word is breached.

Regardless of the what you call it, the bad guys got your credit card number and now you have to jump through a bunch of hoops in order to fix it, from calling the credit card provider, to looking over your statements to see where all the bad guys used your card.

But how did you get here?  Where did the bad guys get your card?  When did it happen?  What method did they use?

First thing’s first.  It most likely didn’t happen recently.  Unless you lost your card, chances are your card was compromised weeks, if not months ago.  So don’t blame the last place that you used your card.  Not only did they probably not have anything to do with it, but you’re also making possibly a slanderous statement against that company and could find yourself in legal trouble.

The card may have been compromised at a merchant who was not PCI Compliant, a requirement for any merchant who takes credit cards.  Unfortunately, many merchants don’t have a clue that they need to be compliant, or under the assumption that they already are, based on wrong information they are receiving from their credit card processor.  Here’s some simple facts:

  •   No breach has ever occurred at a merchant who was 100% PCI Compliant.
  •  All breaches that have occurred were at merchants who were not PCI Compliant.  

The card may have been breached at a gas station or ATM that had a skimmer installed.   This method collects card information for a period of weeks or months.  The bad guys (and girls) then take the numbers and encode them on pre-paid credit cards they purchase at a drug store, and go on shopping sprees.  The length of time between the skimmed cards and the using of the accounts could be a few months.

Banks have become smarter when it comes to compromised accounts.  Many years ago when a card was compromised, the victim would find charges that were made in other states or even other countries.  Today, if there’s suspicious activity on an account, often times the bank will call the account holder and ask them if they are in another state.  If they are not, they will not authorize the transaction.

Because the banks are now monitoring accounts, the bad guys are adapting.  Usually, if a card holder is based in a particular ZIP code, the bad guys will harvest all of the account numbers for that area, then descend on that area and begin to use the compromised accounts in that area.  That raises less suspicion with the banks.  However, the time between the breach and the using of the account can be weeks or months.

Here’s a great article that gives you a very detailed view on credit card breaches.

If you’re a merchant who takes credit cards and are not sure if you’re PCI Compliant, contact PC Medics of Alabama today at 205-201-0389 or via e-mail a info@pcmdx.net for a free consultation.  Our PCI Compliance experts will go over your network and give you recommendations on how to become compliant.

And the most vulnerable software of 2015 is…Apple OS X

In what must come as a shock to many Apple fans, a list of the most vulnerable software of 2015 was just released and Apple OS X led the pack with 384, followed closely by Apple iOS with 375.

The list includes any and all software that is installed on a computer.  A computer is defined here as any device capable of processing data.  This includes, but is not limited to, computers, PCs, smartphones, laptops, servers, tablets, etc.

Operating systems (what makes the device run – like Windows, OS X, Android, Chrome, Linux) were obviously included.

In the past, Microsoft was often been criticized for making software that was vulnerable to attacks, yet in 2015 the first Microsoft entry on the list was Internet Explorer, which has been replaced on the Windows 10 operating system by Microsoft Edge (although IE will still run on Windows 10).

Linux fans have also been big critics of Windows OSs, yet Ubuntu Linux (#11)comes in ahead of Microsoft’s first entry of a PC OS (Windows 8.1 #12).

You’ll see from the list that many programs you use on a daily basis (yet may not be aware that you’re using, since many run in the background allowing you to do certain tasks) like Adobe Flash Player (#2) and Oracle Java RE (#29).

So what exactly does this mean?  It means that you need to keep your system updated, patched, backed up and protected against vulnerabilities like malware.

All of the companies on the list release updates and patches for their software on a regular basis.  Microsoft does it on “Patch Tuesday”, the second Tuesday of the month, or, in the event of a zero-day vulnerability, they may release it sooner.

Apple has their updates, which can be installed automatically, as do Adobe and Google.

But that just addresses patches and updates.  You also need to keep your files backed up.  There are plenty of programs and services out there that help you back up, most automatically.  Don’t know if you need to backup your device?  Just ask yourself one question:  “Is there anything on this device that I can absolutely, positively not live without?”.  If the answer is Yes, then you need to have a backup.  If you’re a business, you don’t have a choice but to backup.

Everything listed is something you can do yourself and it takes only a couple of hours per month if you’re a home user.  If you’re a business user, it might require an IT professional to make sure you’re patched and backed up.  PC Medics of Alabama services both residential and business clients, so contact us today for a free estimate if you don’t want to tackle this yourself.  You can reach PC Medics of Alabama via phone at 205-201-0389 and via e-mail at info@pcmdx.net .